What do you know about loans?

A big part of Home-ownership is your home loan. If you’re like everyone else – that’s probably NOT your favorite component. However, it’s probably the one element you really need to be knowledgeable about.
 According to a recent article on CNNMoney.com, more than 3 out of 10 Consumers do not know the terms of their home loan. [...]

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Your Credit Rating and the latest Changes in Lending

If you have followed the News over the last couple of weeks, you noticed that the Lending Industry has been making headlines. Mainly due to the fact, that subprime lending market seems to be on its way out.
What does that mean for Buyer’s and Homeowners?
When you decide to purchase a home, you will [...]

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Real Estate Insider – Your home is not an ATM

If you own a home, you are probably inundated with offers to refinance or to add a home equity line of credit  – to lower your rate or to cash out. What does that mean to you? And is that a good idea?
Let’s step back a little – and look at the beginning. At the [...]

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Get your current "house" in order first…

The short version…
You can do much to improve your chances for a smooth home purchase, if you do a couple of things up front.
1. Get a copy of your credit report and verify it.
Are all the items listed your accounts? Credit Bureaus are not infallible, they do make mistakes. If you discovered a mistake, contact [...]

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